/* Total Loss Helper — shared design system (v0.5, indigo) */
:root{
  --bg:#F5F7FB; --bg-top:#EEF1FF; --card:#ffffff; --ink:#141B2D; --muted:#5F6B85; --line:#E3E8F2; --line-2:#CBD3E3;
  --brand:#4F46E5; --brand-2:#4338CA; --brand-3:#8B5CF6; --brand-ink:#ffffff; --accent:#EEF0FF; --accent-2:#DDE0FF;
  --amber:#F26B5B; --amber-tint:#FFEFEC; --amber-ink:#D9503F;
  --good:#15803D; --good-tint:#E3F5EA; --warn:#B45309; --warn-tint:#FDF0DC; --bad:#B91C1C; --bad-tint:#FBE7E7;
  --r:24px; --r-sm:16px;
  --shadow:0 2px 4px rgba(20,27,45,.04),0 16px 40px -16px rgba(79,70,229,.22);
  --grad:linear-gradient(135deg,#4F46E5 0%,#7C3AED 100%);
  --sans:'Manrope',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --serif:var(--sans);
}
@media (prefers-color-scheme:dark){
  :root{
    --bg:#0F1222; --bg-top:#151A33; --card:#181D33; --ink:#EEF0F8; --muted:#A3ACC6; --line:#272D48; --line-2:#363E5E;
    --brand:#8B87F5; --brand-2:#A5A2FA; --brand-3:#B79CFB; --brand-ink:#0F1222; --accent:#232849; --accent-2:#2D3460;
    --amber:#FF8A7A; --amber-tint:#3A2530; --amber-ink:#FF8A7A;
    --good:#4ADE80; --good-tint:#153826; --warn:#FBBF24; --warn-tint:#3A2A14; --bad:#F87171; --bad-tint:#3A1717;
    --shadow:0 2px 4px rgba(0,0,0,.3),0 16px 40px -16px rgba(0,0,0,.6);
    --grad:linear-gradient(135deg,#6366F1 0%,#8B5CF6 100%);
  }
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg) linear-gradient(180deg,var(--bg-top) 0%,var(--bg) 440px) no-repeat;color:var(--ink);font:16px/1.55 var(--sans);-webkit-font-smoothing:antialiased}
a{color:var(--brand)}
b,strong{font-weight:700}
.wrap{max-width:660px;margin:0 auto;padding:16px 18px 96px}
.wrap.wide{max-width:720px}

/* header */
.site-head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:6px 0 14px;margin-bottom:6px}
.logo{display:inline-flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink);font-weight:800;font-size:17px;letter-spacing:-.02em;line-height:1.15}
.logo svg{width:38px;height:38px;flex:none;filter:drop-shadow(0 4px 10px rgba(79,70,229,.28))}
.logo small{display:block;font-weight:600;font-size:12px;color:var(--muted);letter-spacing:0}
.site-nav{display:flex;gap:4px;flex-wrap:wrap;justify-content:flex-end}
.site-nav a{font-size:14px;font-weight:600;color:var(--muted);text-decoration:none;padding:7px 12px;border-radius:999px;white-space:nowrap;transition:background .15s,color .15s}
.site-nav a:hover,.site-nav a[aria-current]{color:var(--brand);background:var(--accent)}
.stepline{display:flex;align-items:center;gap:12px;margin:0 0 22px}
.stepline small{color:var(--muted);font-size:13px;font-weight:600;white-space:nowrap;min-width:64px;text-align:right}
.bar{flex:1;height:8px;background:var(--line);border-radius:4px;overflow:hidden}
.bar i{display:block;height:100%;background:var(--grad);width:0;transition:width .35s ease;border-radius:4px}

/* type */
h1,h2,h3{font-family:var(--sans);letter-spacing:-.02em;margin:0;font-weight:800}
h2{font-size:28px;line-height:1.2;margin:0 0 8px}
h3{font-size:19px;line-height:1.3;font-weight:800}
.sub{color:var(--muted);margin:0 0 20px;font-size:16px}
.muted{color:var(--muted)}
.note{font-size:14px;color:var(--muted);margin-top:10px}
.eyebrow{font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--brand);margin:0 0 10px}

/* steps */
.step{display:none}
.step.on{display:block;animation:fade .28s ease}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}

/* hero (step 0) */
.hero h2{font-size:36px;line-height:1.12;margin-bottom:12px}
@media (max-width:480px){.hero h2{font-size:29px}}
.hero .sub{font-size:17px}
.know{background:var(--card);border:0;border-radius:var(--r);padding:6px 22px;margin:18px 0 22px;box-shadow:var(--shadow)}
.know ol{list-style:none;margin:0;padding:0;counter-reset:k}
.know li{counter-increment:k;display:grid;grid-template-columns:36px 1fr;gap:12px;padding:15px 0;border-top:1px solid var(--line)}
.know li:first-child{border-top:0}
.know li::before{grid-row:1/span 2;content:counter(k);width:32px;height:32px;border-radius:50%;background:var(--grad);color:#fff;font-weight:800;font-size:14px;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 10px rgba(79,70,229,.3)}
.know b{display:block;margin-bottom:2px;grid-column:2;font-weight:800}
.know span{color:var(--muted);font-size:15px;grid-column:2}
.paths{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:16px}
@media (max-width:520px){.paths{grid-template-columns:1fr}}
.path{display:block;background:var(--card);border:0;border-radius:var(--r);padding:20px 20px 18px;text-decoration:none;color:inherit;text-align:left;font:inherit;cursor:pointer;box-shadow:var(--shadow);transition:transform .18s,box-shadow .18s}
.path:hover{transform:translateY(-2px);box-shadow:0 2px 4px rgba(20,27,45,.05),0 22px 44px -16px rgba(79,70,229,.35)}
.path .ico{width:40px;height:40px;border-radius:12px;background:var(--accent);color:var(--brand);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.path .ico svg{width:20px;height:20px}
.path b{display:block;font-size:18px;margin-bottom:4px;font-weight:800;letter-spacing:-.01em}
.path span{color:var(--muted);font-size:14px;display:block}
.path em{display:inline-block;margin-top:12px;font-style:normal;font-weight:800;font-size:14px;color:var(--brand)}
.path.primary{background:var(--grad);color:#fff}
.path.primary .ico{background:rgba(255,255,255,.18);color:#fff}
.path.primary span{color:rgba(255,255,255,.8)}
.path.primary em{color:#fff}

/* fields */
.field{display:block;margin-top:12px}
.field>span{display:block;font-size:13px;font-weight:700;color:var(--muted);margin:0 0 6px;letter-spacing:.01em}
input[type=text],input[type=number],select{width:100%;font:inherit;font-size:16px;font-weight:500;padding:13px 15px;border:1.5px solid var(--line-2);border-radius:var(--r-sm);background:var(--card);color:var(--ink);transition:border-color .15s,box-shadow .15s}
input:focus,select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 4px var(--accent-2)}
input::placeholder{color:#9AA3B8}
select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%235F6B85' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 13px center;padding-right:38px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:420px){.row{grid-template-columns:1fr}}
.q{font-weight:800;margin:22px 0 8px;font-size:15px}
.q .muted{font-weight:500}
.q.first{margin-top:0}

/* option cards */
.opts{display:grid;gap:10px}
.opt,.chk{position:relative;display:flex;gap:12px;align-items:flex-start;width:100%;text-align:left;background:var(--card);border:1.5px solid transparent;border-radius:var(--r-sm);padding:15px 16px 15px 50px;font:inherit;color:inherit;cursor:pointer;transition:border-color .15s,background .15s,box-shadow .15s;box-shadow:0 1px 2px rgba(20,27,45,.04),0 6px 16px -10px rgba(20,27,45,.12)}
.opt:hover,.chk:hover{border-color:var(--brand-3)}
.opt::before,.chk::before{content:"";position:absolute;left:17px;top:17px;width:20px;height:20px;border-radius:50%;border:2px solid var(--line-2);background:var(--card);transition:all .15s}
.chk::before{border-radius:6px}
.opt.sel,.chk.sel{border-color:var(--brand);background:var(--accent)}
.opt.sel::before{border-color:var(--brand);background:var(--brand);box-shadow:inset 0 0 0 4px var(--card)}
.chk.sel::before{border-color:var(--brand);background:var(--brand) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/13px no-repeat}
.opt b,.chk b{display:block;font-weight:700}
.opt span,.chk .muted{color:var(--muted);font-size:14px;display:block;margin-top:2px}
.chk input{position:absolute;opacity:0;width:1px;height:1px}
.chk>span{display:block}
.decoded{background:var(--good-tint);border-left:3px solid var(--good);border-radius:var(--r-sm);padding:12px 16px;margin-top:12px;font-size:15px}
.decoded.err{background:var(--warn-tint);border-left-color:var(--warn)}
.decoded.busy{background:var(--accent);border-left-color:var(--brand)}

/* buttons */
.btn{font:inherit;font-weight:800;font-size:15px;padding:13px 24px;border-radius:999px;border:0;cursor:pointer;background:var(--brand);color:var(--brand-ink);text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:background .15s,transform .1s,box-shadow .15s;box-shadow:0 6px 16px -6px rgba(79,70,229,.5)}
.btn:hover{background:var(--brand-2)}
.btn:active{transform:translateY(1px)}
.btn.ghost{background:var(--card);color:var(--brand);border:1.5px solid var(--line-2);box-shadow:none}
.btn.ghost:hover{background:var(--accent);border-color:var(--brand)}
.btn.sm{padding:8px 14px;font-size:13px}
button:disabled{opacity:.4;cursor:default;transform:none}
.nav{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-top:26px}
.btnrow{display:flex;gap:10px;flex-wrap:wrap;margin-top:12px}

/* cards & results */
.card{background:var(--card);border:0;border-radius:var(--r);padding:22px 24px 18px;margin:0 0 14px;box-shadow:var(--shadow)}
.card h3{margin:0 0 8px}
.card p{margin:8px 0}
.card ul,.card ol{margin:8px 0 4px;padding-left:20px}
.card li{margin:6px 0}
.card.stop{border-left:4px solid var(--warn)}
.card.soft{box-shadow:none;background:var(--accent)}
.summary{background:var(--grad);color:#fff;border-radius:var(--r);padding:22px 24px;margin:0 0 18px;box-shadow:0 18px 40px -18px rgba(79,70,229,.55)}
.summary .eyebrow{color:rgba(255,255,255,.75)}
.summary h2{color:#fff;font-size:27px;margin:0 0 6px}
.summary p{margin:0;color:rgba(255,255,255,.85);font-size:15px}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin-top:12px}
.chip{font-size:12.5px;font-weight:700;padding:5px 11px;border-radius:999px;background:rgba(255,255,255,.18);color:#fff}
.sect{font-size:12.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin:26px 0 10px}
.ask{position:relative;padding-left:66px}
.ask .num{position:absolute;left:22px;top:22px;width:32px;height:32px;border-radius:50%;background:var(--grad);color:#fff;font-weight:800;font-size:15px;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 10px rgba(79,70,229,.3)}
.ask .rank{display:flex;gap:8px;align-items:center;margin-bottom:4px;min-height:22px}
.ask .rank:empty{display:none}
.tag{display:inline-block;font-size:11px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:4px 10px;border-radius:999px;background:var(--accent);color:var(--brand)}
.tag.good{background:var(--good-tint);color:var(--good)} .tag.warn{background:var(--warn-tint);color:var(--warn)} .tag.bad{background:var(--bad-tint);color:var(--bad)}
.say{position:relative;background:var(--accent);border-left:3px solid var(--brand);padding:12px 44px 12px 16px;border-radius:var(--r-sm);margin:12px 0 4px;font-style:italic;color:var(--ink)}
.say::before{content:"What to ask for";display:block;font-style:normal;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--brand);margin-bottom:4px}
.copy{position:absolute;top:10px;right:10px;width:30px;height:30px;border-radius:8px;border:0;background:transparent;color:var(--brand);cursor:pointer;display:flex;align-items:center;justify-content:center}
.copy:hover{background:var(--accent-2)}
.copy svg{width:16px;height:16px}
.copy.done{color:var(--good)}
.gauge{display:flex;gap:5px;margin:10px 0 4px}
.gauge i{flex:1;height:10px;border-radius:5px;background:var(--line)}
.gauge i.on{background:var(--grad)}
.gauge-label{margin:0 0 10px;font-weight:800;font-size:14px;color:var(--brand)}
.kv{display:grid;grid-template-columns:auto 1fr;gap:6px 16px;font-size:15px}
.kv b{color:var(--muted);font-weight:700}
table{width:100%;border-collapse:collapse;font-size:14px}
th,td{text-align:left;padding:8px 6px;border-bottom:1px solid var(--line);vertical-align:top}
th{color:var(--muted);font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.04em}
.scroll{overflow-x:auto}
.lvl{display:inline-block;font-size:11px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:3px 9px;border-radius:999px;margin-right:8px;vertical-align:middle}
.lvl.flag{background:var(--bad-tint);color:var(--bad)} .lvl.info{background:var(--accent);color:var(--brand)} .lvl.good{background:var(--good-tint);color:var(--good)}
.fb-votes{display:flex;gap:10px;margin:6px 0 12px}
.fb-votes .btn.on{background:var(--accent);border-color:var(--brand)}

/* sticky action bar (results) */
.actions{position:fixed;left:0;right:0;bottom:0;z-index:5;background:color-mix(in srgb,var(--bg) 86%,transparent);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-top:1px solid var(--line);padding:10px 18px calc(10px + env(safe-area-inset-bottom))}
.actions>div{max-width:660px;margin:0 auto;display:flex;justify-content:space-between;gap:10px}

/* drop zone (reader) */
.drop{display:block;border:2px dashed var(--line-2);border-radius:var(--r);padding:40px 20px;text-align:center;background:var(--card);cursor:pointer;transition:border-color .15s,background .15s;box-shadow:var(--shadow)}
.drop:hover,.drop.over{border-color:var(--brand);background:var(--accent)}
.drop input{display:none}
.drop .ico{width:56px;height:56px;border-radius:16px;background:var(--grad);color:#fff;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;box-shadow:0 8px 20px -6px rgba(79,70,229,.5)}
.drop .ico svg{width:26px;height:26px}
.drop b{display:block;font-size:18px;font-weight:800}
.prog{height:8px;background:var(--line);border-radius:4px;overflow:hidden;margin:14px 0}
.prog i{display:block;height:100%;background:var(--grad);width:0;transition:width .2s}

/* guides */
article h1{font-size:36px;line-height:1.12;margin:0 0 10px}
article h2{font-size:24px;margin:30px 0 8px}
article h3{font-size:18px;margin:22px 0 6px;font-weight:800}
article p{margin:10px 0;font-size:16.5px;line-height:1.65}
article ul,article ol{padding-left:22px}
article li{margin:6px 0;line-height:1.6}
article table{margin:12px 0;font-size:15px}
.lede{color:var(--muted);font-size:18px;margin:0 0 22px;line-height:1.55}
.tip{background:var(--amber-tint);border-left:3px solid var(--amber);border-radius:var(--r-sm);padding:12px 16px;margin:14px 0}
.cta{background:var(--card);border:0;border-radius:var(--r);padding:24px;margin:30px 0;box-shadow:var(--shadow)}
.cta b{font-size:19px;font-weight:800}
.cta p{margin:8px 0 14px;color:var(--muted)}
.more{margin-top:34px;border-top:1px solid var(--line);padding-top:18px}
.more b{display:block;margin-bottom:6px}
.more a{display:block;color:var(--brand);text-decoration:none;margin:8px 0;font-weight:700}
.more a:hover{text-decoration:underline}
.guide-list{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.guide-list li{background:var(--card);border:0;border-radius:var(--r);padding:20px 22px;box-shadow:var(--shadow)}
.guide-list a{font-size:19px;font-weight:800;color:var(--ink);text-decoration:none;letter-spacing:-.01em}
.guide-list a:hover{color:var(--brand)}
.guide-list span{display:block;color:var(--muted);font-size:15px;margin-top:4px}

/* footer */
.site-foot{margin-top:40px;padding-top:20px;border-top:1px solid var(--line);font-size:13.5px;color:var(--muted);line-height:1.6}
.site-foot .links{display:flex;flex-wrap:wrap;gap:4px 16px;margin-bottom:10px}
.site-foot a{color:var(--brand);text-decoration:none;font-weight:700}
.site-foot a:hover{text-decoration:underline}
.site-foot .fine{font-size:12.5px;opacity:.85}

@media (max-width:480px){.logo small{display:none}.logo{font-size:16px}.site-nav a{font-size:13px;padding:6px 8px}}

@media print{
  body{background:#fff;color:#000;font-size:13px}
  .site-head .site-nav,.stepline,.actions,#fb,.copy,.nav{display:none!important}
  .wrap{padding:0;max-width:none}
  .card,.summary{box-shadow:none;break-inside:avoid;border:1px solid #ccc}
  .summary{background:#fff;color:#000}.summary h2,.summary p,.summary .chip{color:#000}.chip{border:1px solid #999}
  .ask .num{background:#000;color:#fff;box-shadow:none}
}