Free · about 2 minutes · nothing stored

Understand a total-loss valuation, and what can change it.

For vehicle owners and insurance adjusters.

Upload the valuation reportDrop the PDF. It is read in the browser and prefills the questions.Open the reader →

Free. About two minutes. Nothing entered is stored or sent anywhere.

Vehicle identification number

Optional. The VIN identifies the exact vehicle: year, make, model, trim, and drivetrain. It's on the insurance card, the registration, or the valuation report.

Decoded with the free U.S. government (NHTSA) VIN service. Nothing is stored.

Vehicle details

Confirm or complete. Trim and packages matter; the report should match them.

State of registration

Some states have specific rules for how comparable vehicles are selected.

Claim details

Select one for each.

Has the valuation report (PDF) been provided?

Title status

Pre-loss condition

An accurate answer produces a more useful plan. Most vehicles are average daily drivers, and that's fine.

Applies to this vehicle

Each item changes what's worth documenting.